What is Temporary Total Disability in Workers' Compensation?

Worker’s Compensation Attorneys Serving Individuals Near Columbia

Missouri law requires most employers to obtain workers’ compensation insurance. Covered employees who become totally but temporarily disabled because of an on-the-job injury may be entitled to benefits.

If you were hurt at a Columbia workplace, the skilled workers’ compensation lawyers at the Law Office of Matt Uhrig will work to seek the maximum amount of benefits under the law. Since you may be prevented from pursuing recovery outside this state-provided system, it is in your best interest to consult with an experienced attorney before proceeding.

Seeking Employee Benefits After an Accident or Illness

Workplace accidents are strikingly common. According to the Missouri Department of Labor, workers in the state suffered more than 78,000 nonfatal occupational injuries in 2012.

An employee injured on the job may be entitled to workers’ compensation.  This is an insurance system designed to help both workers and employers. The insurance pays for the medical care and lost wages for employees who were hurt on the job. In exchange, employers are generally immune from civil lawsuits brought by injured workers.

All entities in the state with five or more employees are required to carry workers’ compensation insurance. Employers in the construction industry must carry the insurance if they have one or more employees.

Applying Based on Temporary Total Disability

When an individual is injured on the job and is unable to work, he or she may file a claim for workers’ compensation. There are several types of benefits, including permanent total disability, temporary total disability, or partial temporary disability.

Temporary total disability benefits are available to injured individuals who are unable to work for a limited amount of time. For example, an employee recovering from surgery required because of an on-the-job accident may be eligible for temporary total disability benefits. They may be available until a doctor clears the worker to return to work.

The benefits cover the employee’s medical expenses and part of his or her normal wages. Workers who receive temporary total disability benefits are entitled to two-thirds of their average weekly earnings. In addition, the insurance pays for all of the medical expenses, including payment to doctors and other professionals, prescription drugs, and necessary medical devices or equipment.

In most cases, Missouri law prevents employees who were injured on the job and covered by their employers’ workers’ compensation plan from suing their companies in court, even if the entity acted negligently. There are some exceptions, but they are rare.

Since workers’ compensation benefits may be the only available source of recovery for an injured person, therefore, it is important to talk to an experienced attorney before making a decision about pursuing these or other forms of assistance. A lawyer can explain your rights, ensure that you are eligible for benefits, and investigate whether your injury falls within an exception.

Discuss Your Work Injury Claim with Jefferson City Lawyers

If you were hurt on the job, you may be entitled to worker’s compensation benefits. Before you file a claim on your own, you should understand your rights.

The Law Office of Matt Uhrig is comprised of work injury attorneys who have dedicated their careers to helping residents of Jefferson City as well as Ashland, Columbia, and other Missouri communities.

To learn about your rights under state law, call 573-657-2050 or visit our contact page.