The workers’ compensation system is designed to provide financial assistance to employees throughout Missouri who are hurt or get sick on the job. In exchange for the payment of benefits, an injured worker may not bring a civil claim against his or her employer, except in some very limited situations. The workers’ compensation system is a no-fault insurance payment program in which the employee does not need to show that the employer acted negligently or recklessly before receiving payments. Although this seems like a straightforward process, it may be complicated to navigate at times. Assistance from an injury attorney may be vital in bringing a claim for the appropriate amount of benefits. Columbia workers’ compensation lawyer Matt Uhrig can stand by you at each phase of the claims process and provide you with the experienced legal counsel that you deserve.Filing a Workers’ Compensation Claim in Missouri
Any employer in Missouri that has five or more employees, or any employer working in the construction industry with one or more employees, must have workers’ compensation insurance that will provide payments to its employees in the event of an accident or illness. Common types of injuries include machinery malfunctions, explosions, falls, toxic chemical exposure, carbon monoxide poisoning, electrocution, dismemberment, and traumatic brain injuries. While many injuries result from a single catastrophic event, benefits also may be available for conditions that may arise from long-term repetitive tasks, such as assembly line work or computer work.
If you have been hurt on the job, you should immediately notify your employer so that it can begin the claims process. The initial phase of your claim will involve an investigation into the nature and extent of your injury to confirm that it is work-related and to determine whether the resulting disability is partial or total and temporary or permanent. The insurer will assign a medical examiner to evaluate your physical status and to provide a medical opinion regarding the nature and extent of your injury. If the parties disagree about the medical examiner’s conclusions, there is a process by which you can seek additional evaluations.
Once you have been awarded benefits, there are certain items that the insurance must cover. The workers’ compensation system must provide reimbursement for medical care and partial replacement of lost wages, as well as death benefits to any surviving heirs in the unfortunate event that a victim loses his or her life. Even some incidental expenses like arranging for childcare and ongoing occupational therapy may fall within the employee’s payable benefits.Consult a Workers’ Compensation Lawyer in the Columbia Area
If you have been hurt while on the job, you can file a claim to seek benefits for your injuries. At the Law Offices of Matt Uhrig, we can provide you with dedicated and personalized legal counsel, assisting you with the initial filing process as well as any appeals that may be needed. Columbia workers’ compensation attorney Matt Uhrig can represent injured employees and their families in many communities throughout Missouri, including Ashland and Jefferson City. We offer a free consultation to discuss your situation and how we may be able to assist you. Call us at (573) 657-2050 or contact us online to set up a case evaluation with a workplace accident attorney.